Last month I ended my post with the following bit of hubris: “The only net worth change I anticipate between now and next month is my tax refund which will serve as a 1 time gain that will be used to complete the funding of the 2010 Roth’s a little later than I’d hoped and …
photo © 2006 urban_data | more info (via: Wylio)Did you know that every year your company’s 401k takes a test? Actually it’s 2 tests that I’ll be discussing and there are actually even more. And, if it fails to comply with IRS guidelines certain employees have money removed from their retirement savings, taxed, and returned …
photo © 2006 Ray Tsang | more info (via: Wylio)For those of us interested in optimizing our personal finance, the income that the IRS takes out of our paychecks and holds hostage until we do our taxes in the next year creates a palpable feeling of pain. The idea that the government is taking the …
