Tag: risk

Income-Based Student Loan Payment

How would you like it if your student loan payments came directly out of your paychecks?  Does it sound scary?  Does it sound convenient?  A little of both?  Probably.  It’s called Income-Based Student Loan Payment. Well, that’s what’s being proposed by Wisconsin

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No Cost Mortgage Refinance Diary

I last refinanced my mortgage in July 2010.  Back then I was trying to reduce my rate from 5% AND get out of escrow.  I was extremely successful and garnered a nice 4.375% 30 year fixed mortgage.  I thought I

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Borrowing on Prosper

I've written a lot about my experience as a lender on Prosper.  Since I first started, Prosper has made huge improvements in their interface and their ability to properly vet potential borrowers.  Default rates have dropped and current investors in

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NC SECU Bridge Account Terminated

I am very sad to report that NC State Employees Credit Union is shutting down their bridge account program.  Originally started in 2007, the account offered a relatively risk-free way to play the markets.  It was great while it lasted.

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Escape from Prosper

I joined Prosper.com (a sponsor of this site) in May, 2006. This was about a week before I became a parent and about the same time Osama was moving into his new home. I say this because I would love to

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Known Risk, Knowable Risk, and Unknowable Risk

photo © 2009 Jeff | more info (via: Wylio)This post may hit on a more philosophical note than usual, but it is a reality that no matter where you go or what you do with yourself or your money there

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