Real Estate

Real estate, mortgage, and investment property

20% Down? The Changing Landscape of Down Payment Rules

I read this article in the NY Times yesterday, and I have to say I come down pretty strongly on the need to keep housing down payments high.  The arguments made by Professor Roberto G. Quercia clearly demonstrate that data supports the notion that certain groups who cannot afford to put a down payment on a house …

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Why is the Thirty-Year Fixed-Rate Mortgage Still so Expensive?

I know.  I know.  Everyone says that the thirty year, fixed rate mortgage is sitting at historic lows, and I agree that is true.  Heck I re-financed last year just like many of you.  I just think that based on other historical norms, the rate should be lower.  According to a recently posted discussion over …

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PropertyPeers Review

PropertyPeers is a new website promising to create a platform to allow individuals to presumably invest in real estate opportunities in small amts.  The link above goes to the invitation page as the site is not yet launched.  I'm excited about the opportunity though.  It's a great idea as long as it can avoid some …

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