As most of my readers know, I have a strong interest in peer to peer lending. I was an active lender on Prosper for a couple of years before realizing the wide difference between Prosper’s actual default rates versus what was being reported. I also have a fascination with one day becoming a venture capitalist …
3/7/12 UPDATE: The rules have been modified extensively since this review. Please take the time to understand the changes before you apply. PerkStreet Financial just announced a checking account with a 2% rebate when you make purchases with the debit card and sign for the transaction. Why don't they offer the same rebate for PIN …
Today Target announced that beginning this fall, users of their store credit card as well as the Target VISA card will receive 5% off their purchases made exclusively at Target. Like the Toys ‘R’ Us program I reviewed a couple of days ago, this program’s sole goal is to increase spending at Target and hopefully …
Today, Toys ‘R’ Us announced a new program called the Holiday Savers Club to incentivize consumers to do their holiday shopping at their store. The program works like this. You go into the store anytime between now and October 16 and sign up for a card. Then, you can put money on the card through …
On Monday, the Federal Reserve introduced its new online database of credit card agreements under the guise of strides in consumer protection. This, of course, comes as the result of all the recent credit card legislation. So, let’s click on over there and see if we feel any safer. Ta-Da! OK, fine I’ll be the …
Review of Federal Reserve Consumer Credit Card Agreements Searchable Database FAIL Read More »
Last September I detailed the process of buying coins from the US Mint using a rewards credit card and their free direct shipping program. You take the coins and put them in your money market account where you gain interest on the float while you wait for your credit card statement then pay off the …
US Mint Circulating $1 Coin Direct Ship Program Update Read More »
On April 16th, I learned from Buck's Blog that Charles Schwab had decided to stop offering the Invest First VISA card that I use to get back 2% on all transactions. Uh-oh, time for a new card? Although the Schwab program has not (yet) been taken away from existing customers, the writing is on the …
Fidelity Retirement Rewards American Express Card 2% Cashback Credit Card Review Read More »
Thanks to a generous donation from my mother and a nice bonus from ShareBuilder.com, today I had $1500 to buy stocks for my soon-to-be 4 year old. A nice problem to have, but what do you buy for a 4 year old that will get him excited about the stock market? Lots of sites (Kramer, …
Back in April, I reviewed the Charles Schwab Invest First VISA Credit Card. I’ve been using the card for 6 months now as my primary card (except for gas (PFCU) and hotels (Marriott)), and I have to say it has met all expectations. The account is everything I currently could ask for: 2% back on …
Charles Schwab 2% Credit Card, An Update and NEW ETF’s! Read More »
Okay, my headline is a bit sensationalistic, but it’s not far from the truth in my latest profitable personal finance adventure. You see the US Mint has a problem. It wants to replace the paper version of the US dollar with the coin version because the paper version wears out much more quickly and increases …
