I started doing this last quarter and people seemed to like it, so here's the latest installment. As a reminder, this post is for all the credit card deadbeats out there looking to maximize cashback rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every …
Dear Pentagon Federal Credit Union, For years, I have been a big fan. I love many things about you, particularly your wonderful customer service representatives. However, since I joined back in 2008ish, some things have started deteriorating, and I'd just like to let you know that I miss them. * I miss when in December …
photo © 2009 Manuel Iglesias | more info (via: Wylio)I’ve always been a fan of Coinstar, but I thought the fees that they charge for processing your coins were absurd (9.8 cents per dollar counted in USA; 11.9 cents per dollar counted in Canada). The convenience was compelling. However, there was no way I would …
I think the following illustration speaks for itself. This is one of the risks of trading options with short term time horizon. I got black swanned or tsunamied or screwed. However you want to call it, it’s a FAIL. Hopefully, it will be a lesson learned. Fortunately, I also bought some EWJ call options during …
Today Yodlee sent me an email offer to join KulaMula through their FinApp program. The gist of the offer is this: “KulaMula works by matching the anonymous spending profiles of users with brands that are willing to pay to interview with those profiles. These “MicroInterviews” take about 30 seconds and provide the information brands need …
On February 9, Lowes announced a tax refund offer associated with their regular gift card program: “Customers who purchase the Tax Refund card in Lowe’s stores or on Lowes.com between Feb. 8 and March 14 will receive 10 percent of the original card purchase amount added back to their card on March 18, 2011.” This …
photo © 2006 urban_data | more info (via: Wylio)Did you know that every year your company’s 401k takes a test? Actually it’s 2 tests that I’ll be discussing and there are actually even more. And, if it fails to comply with IRS guidelines certain employees have money removed from their retirement savings, taxed, and returned …
Well, my net worth is going in the wrong direction, largely due to the deteriorating value of the homes in my area as you can see by the graph on the right. The good news is that I re-financed last year when rates were good and my home valuation was high enough to show 20% …
photo © 2009 Lars Christopher Nøttaasen | more info (via: Wylio)A couple of days ago I was reading an article by Matt Krantz over at USA Today entitled, “When will Apple’s stock split again?” In it he correctly notes that: “there’s no real economic gain to a split. Along with the additional shares investors receive …
Well, I finished my taxes this past weekend. I still can’t seem to get my withholding right to keep me from getting a large refund. I’ve used the calculator at the IRS, but like most things IRS-related, it’s not exactly intuitive. I know there’s worse things in the world, but I hate, hate, hate giving …
