Welcome to the Q3 2013 edition of Maximizing What’s in Your Wallet! Apologies for the tardiness. As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, …
This represents an update to my review from earlier this year. As a reminder the US Bank Cash+ VISA is one of my core cards. I use it exclusively for paying my cell phone bill and eating at restaurants. The rewards structure used to look like this: Earn 5% Cash Back on two categories – YOU CAN …
The job market really seems to be opening up, at least where I live, and I have been doing a lot of interviewing lately looking for a new job. What’s wrong with my current job you may ask? There’s several things, but for the purposes of this article let’s just say I’m not confident about the …
Stocks For Your Kids Series: How to Choose Year 1 Update Year 2 Update Dear Son, Well, it’s just a few days past your 7th birthday and it seems we’re buried in Chima LEGO’s over here. What strides you’ve made this year in math and reading. The other day you even asked me if you could take …
OK, I know the words investing and poker really should not be in the same sentence for any prudent investor, but who said I was prudent! I play poker occasionally. Mostly small home games where we play a hold’em tournament or a cash game. $10-$20 buy-in’s with re-buys. Small stakes. On very rare occasions I …
Yesterday, on top of my daily earnings, I also earned almost $6,000 in my 401k account due to the final piece of my company match vesting. Five long years I’ve waited to have full ownership of this money. It feels really good to see it now in writing. I’ve been counting it towards my net …
I read this article in the NY Times yesterday, and I have to say I come down pretty strongly on the need to keep housing down payments high. The arguments made by Professor Roberto G. Quercia clearly demonstrate that data supports the notion that certain groups who cannot afford to put a down payment on a house …
20% Down? The Changing Landscape of Down Payment Rules Read More »
Unlike all those people scrambling to get their taxes done to meet the deadline 2 days ago I’m one of those people that seeks to extract what’s rightfully mine from the federal and state governments as soon as I possibly can. Unfortunately I usually have to wait a while to file due to all the …
We are enablers. Specifically we as a people are enabling people to not work and to not contribute to society. We are enabling states as well by allowing them to shift the burden of responsibility for welfare and Medicaid to the federal disability and Medicare programs. How is this happening? What’s going on? In case …
I have three big announcements: Facebook commenting has been removed! I replaced the commenting system with Disqus which will allow you to post anonymously or by Twitter handle or by Facebook or Disqus or Google+. Basically any way you want to comment, you can now. So please comment away! Google has announced the end of …
