Welcome to the Q3 2012 edition of Maximizing What’s in Your Wallet! As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, and want to make …
The following is a guest post from David Rodwell who shares my interest in whether using credit cards vs. cash actually change an individual's purchase behavior. Here he discusses some recent research on the subject. I respond with my thoughts after the article. Payment Mechanism, Product Perception, and Spending It’s been theorized for quite …
Cash vs. Credit: More on the Debate about Payment Mechanisms Read More »
"Buying opportunities." That's what I'll optimistically call the theme from May. Otherwise, I might be pretty chagrined by my change in net worth. Obviously the condition of markets here and abroad. Every blogger I read as well as almost everybody else is getting dinged by the negativity because it is not sector or stock specific. …
Dear Son, Happy birthday! On Sunday you turned 6 years old. What a joy it's been to watch you grow over the past year. It's hard to believe you're almost done with kindergarten. You're really starting to understand the value of money. I love watching you check the coin returns for leftover change wherever …
It's always interesting to see the Google search terms that send people to my blog. One consistent phrase is "Dan Savage net worth". It's not because I know anything about his net worth. Rather it's because I regularly post about my net worth, and I have posted about Dan Savage as well. But, I wonder …
The following is a guest post from Joy Mali Ever heard of tax refunds? Well for starters, you get your tax refund when you’ve been paying more than you should all throughout the year. The refund is actually the government repaying the principal on a loan you made. If, however you want the unintentional charity …
April was not a particularly exciting month on personal finance front. The biggest change is that I have committed even more deeply to the LLC by investing $5,000 in. My partner has done the same. This capital will largely be sucked away in legal and website fees although we are doing it as frugally …
When Andrew Hallam emailed me to see if I would review his book Millionaire Teacher – The Nine Rules of Wealth You Should Have Learned in School I didn't know what to think. Aside from being flattered, I was a bit mystified. I mean, my blog's tone tends to be snarky, my word choices …
Right now my SUV is sitting in the auto repair shop with multiple gasket leaks. It's at least a 6 hour operation. It will cost me over $800 to fix it. I took it in for a routine oil change and this is where I ended up. It does explain that burning oil smell I've …
Q1 2012 has been a solid start to the year. For March, the most interesting thing that's been going on is the start-up of a new side project. I'm not going to go into detail now since it's still in its infancy, but starting an LLC and writing a business plan is actually a pretty …
