Any ethical or moral issues addressed
We are enablers. Specifically we as a people are enabling people to not work and to not contribute to society. We are enabling states as well by allowing them to shift the burden of responsibility for welfare and Medicaid to the federal disability and Medicare programs. How is this happening? What’s going on? In case …
UPDATE: The US Mint announced today (7/22/11) they are ending the program. Blame NPR. Many readers will recall I stopped participating in the gaming of the US Mint Direct Ship Program for credit card rewards on ethical grounds. Basically, I used to buy about $2k worth of $1 coins each month on my Schwab …
Re-visiting the US Mint Direct Ship Coin Program Read More »
I know. I know. You don't come here for relationship advice. You come here to get a greater understanding of personal finance, and I try very hard to play only in that niche. Today is different because one of the best relationship articles I've ever read was posted in the NY Times, and it prominently features …
photo © 2010 Patrick Feller | more info (via: Wylio)Some days I just need to rant, and today is one of those days. Today, I’m addressing a non-personal finance topic in hopes of bringing sanity to another part of your everyday life — driving. The following list may or may not be applicable to you, …
Top 10 Reasons I Want to Shoot Somebody – Driving Edition Read More »
I am an American. Relatively typical. I am married. I have a kid. I own a house and with it a huge mortgage. I have a job. I have some achy parts and have a few regrets. AND, I’m responsible for all of it. If and when things go wrong and something often does, the …
Moral Hazard? Let Them Fail? Let Our Tax Dollars Decide. Read More »
Since I’ve lived in NJ, a lot of things have driven me nuts (see previous posts), but one of the biggest things is litterbugs. People throw everything out of their windows here. It’s ridiculous. No wonder it’s considered the armpit of America with all the litter! At least when I was back in NC I …
Today’s drawing for the Mega Millions Lottery is for an estimated $220 million (or $134.6 for the cash option). The odds of winning are…well….low. I mean it is a lottery. The odds of picking all 5 balls plus the powerball are 1 in 175,711,536. As you can see at Durango Bill’s website, you’re more likely …
Mega Millions Lottery – Odds, NPV, Sucker bets, and Hope (Barack Obama) Read More »
I’m a big believer in giving lost money a home (in my own pocket). I remember vividly as a ~9 year old going to the dime store down the street from my grandmother’s house. One day I noticed that there was a large cache of pennies in a storm drain. I looked around, found a …
