Multiple sources have reported that the Social Security Administration will not be sending annual statements for the remainder of the fiscal year (Sept.) and will only send statements to those 60 or older next year. This is, of course, a cost savings initiative with likely savings of $90M over the 2 years. I’m all for …
Last month I ended my post with the following bit of hubris: “The only net worth change I anticipate between now and next month is my tax refund which will serve as a 1 time gain that will be used to complete the funding of the 2010 Roth’s a little later than I’d hoped and …
Good news! The North Carolina State Employees Credit Union bridge account should be paying its investors 3% again this quarter because the S&P 500 rose 5.42% for the quarter. This is the 3rd straight quarter and 7 of the last 8 quarters where the account has paid the full 3%. What a great run! For …
I just received my weekly e-mailer from Lowes. In it you will find a new promotion designed to get you in the store this weekend. There is a $10 off coupon on purchases of $50 or more (20% off). If you combine this coupon with the cashback categories I discussed in a post earlier this …
Yesterday, I posted my quarterly update on 5% cashback categories for the more popular credit cards. In it I noted that this quarter basically all the cards were competing in the same categories (e.g. home improvement). From a business perspective this doesn’t make much sense, but as we all know credit card companies don’t always …
I started doing this last quarter and people seemed to like it, so here's the latest installment. As a reminder, this post is for all the credit card deadbeats out there looking to maximize cashback rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every …
Dear Pentagon Federal Credit Union, For years, I have been a big fan. I love many things about you, particularly your wonderful customer service representatives. However, since I joined back in 2008ish, some things have started deteriorating, and I'd just like to let you know that I miss them. * I miss when in December …
photo © 2009 Manuel Iglesias | more info (via: Wylio)I’ve always been a fan of Coinstar, but I thought the fees that they charge for processing your coins were absurd (9.8 cents per dollar counted in USA; 11.9 cents per dollar counted in Canada). The convenience was compelling. However, there was no way I would …
I think the following illustration speaks for itself. This is one of the risks of trading options with short term time horizon. I got black swanned or tsunamied or screwed. However you want to call it, it’s a FAIL. Hopefully, it will be a lesson learned. Fortunately, I also bought some EWJ call options during …
Today Yodlee sent me an email offer to join KulaMula through their FinApp program. The gist of the offer is this: “KulaMula works by matching the anonymous spending profiles of users with brands that are willing to pay to interview with those profiles. These “MicroInterviews” take about 30 seconds and provide the information brands need …
