Income-Based Student Loan Payment

How would you like it if your student loan payments came directly out of your paychecks?  Does it sound scary?  Does it sound convenient?  A little of both?  Probably.  It’s called Income-Based Student Loan Payment. Well, that’s what’s being proposed by Wisconsin Republican Representative Tom Petri in a new bill I first read about in the Consumerist. …

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5 Ways to Get You to Think More like an Entrepreneur

The following is a guest post from Noel Finley.  That 4th point on making cuts when necessary could just as easily have been called Sunk Costs Are Irrelevant so you know I approve! Whether or not you are an entrepreneur, there are many qualities of small business that you can apply to your personal finance …

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How Your FICO Credit Scores are Determined

Another nice guest post from Noreen… Confusion abounds about the difference between credit reports and credit scores. Many people mistakenly think they’re one and the same, perhaps because the terms are often used interchangeably when discussing the condition of their credit. Both credit reports and scores are reviewed by potential lenders and can influence the …

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I’m Back!

First, my apologies.  I accidentally did something that put my anonymity at risk so I had to rip the whole site down while I worked that out.   It appears as though my anonymity is preserved.  However, as a precautionary measure I've removed all of my net worth posts.  They are permanently removed.  I'm still …

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Personal Finance Podcast Options

The following is guest post from Noreen Ruth on personal finance podcasts.  My personal preference goes to NPR's Marketplace Money and Freakonomics Radio.  How about you?  Which ones are your favorites?   Anyone interested in the latest financial trends and expert advice will find a treasure trove of information online, especially by following a well-researched …

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