For a while on this site I was posting my net worth. I took it down because it didn’t seem to be adding value to the conversations and as it grew it began to feel more like bragging. It’s not that I didn’t earn the money and other assets I have, it’s that I no …
Welcome to the Q2 2013 edition of Maximizing What’s in Your Wallet! As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, and want to make …
Well, you can see by the title this isn’t going to be a happy post. I am happy to have finished and submitted my taxes. I managed to do the taxes for my side Project X on my own, and I used TurboTax for state and federal returns. All in it cost me less than …
Bucks Blog over at the NY Times is reporting that B of A has a new card that pays you cash back for on-time payment. This, of course, should peak the interest of any credit card deadbeat who never carries a balance. From the B of A website: Bank of America today introduced the BankAmericard® Better …
BankAmericard Better Balance Rewards Card Review Read More »
I know I’ve said this before, but I’m a firm believer that you rarely get things that you don’t ask for or work for. Such is the case again for me in negotiating some late fees and interest. It all started last year. I was pretty pissed when Sallie Mae decided to switch from their …
The NY Times is out today with another story on the deleterious impact that the expiration of the payroll tax holiday is having on the lives of US Citizens, particularly the middle class. Anecdotal evidence is presented that clearly demonstrate the changes in spending patterns that the citizenry is feeling forced to make in order …
You know that moment when you’re innocently browsing on a website and you see something on sale that looks cool yet is probably unnecessary in your life? You pretty much want to buy it, and you start coming up with a multitude of justifications why you should buy it. Yeah, that was me yesterday. I …
It seems like a representative sample of the US population feels the same way I do about the expiration of the payroll tax holiday. USA Today and other outlets are all reporting a big hit to consumer confidence as a result of this hit to their paychecks. Consumer confidence plunged in January to its lowest …
Look out Discover, Chase Freedom, and everyone else. There’s a new 5% category cash back card in town, and it looks pretty darn good. The US Bank Cash + VISA offers some solid cash back and lots of flexibility in your rewards card wallet. Anywhere you have a 5% cash back category hole, this card …
Let me first clarify that in the title where I reference “our” taxes, I’m talking about you, me and every other American tax payer. That’s according to National Taxpayer Advocate Nina E. Olson who is using the data to promote the need for tax reform. What a waste of time. I know I spend hours gathering …
