You know that moment when you’re innocently browsing on a website and you see something on sale that looks cool yet is probably unnecessary in your life? You pretty much want to buy it, and you start coming up with a multitude of justifications why you should buy it. Yeah, that was me yesterday. I …
It seems like a representative sample of the US population feels the same way I do about the expiration of the payroll tax holiday. USA Today and other outlets are all reporting a big hit to consumer confidence as a result of this hit to their paychecks. Consumer confidence plunged in January to its lowest …
Look out Discover, Chase Freedom, and everyone else. There’s a new 5% category cash back card in town, and it looks pretty darn good. The US Bank Cash + VISA offers some solid cash back and lots of flexibility in your rewards card wallet. Anywhere you have a 5% cash back category hole, this card …
Let me first clarify that in the title where I reference “our” taxes, I’m talking about you, me and every other American tax payer. That’s according to National Taxpayer Advocate Nina E. Olson who is using the data to promote the need for tax reform. What a waste of time. I know I spend hours gathering …
For years now I’ve been extolling the virtues of Pentagon Federal Credit Union, primarily for it’s Platinum Cash Rewards VISA. Although many of the benefits of the card have eroded over the years, the key components of this card have been a constant. The first is the 5% cash back you get at any gas station …
By now you’ve read my posts and others lamenting the expiration of the payroll tax holiday. As a reminder this was implemented at the beginning of 2011 as a way to put more money back in the hands of everyday Americans. Although many of us intended to save the 2% extra in our paychecks, the …
To capture this card in a pun, it is what it is. Basically it’s the same Discover card that many of us love, but it is improved slightly. There are lots to like about the card, but some of the key pieces I like are: No annual fee No foreign transaction fees 5% cash back …
I know. I know. Everyone says that the thirty year, fixed rate mortgage is sitting at historic lows, and I agree that is true. Heck I re-financed last year just like many of you. I just think that based on other historical norms, the rate should be lower. According to a recently posted discussion over …
Why is the Thirty-Year Fixed-Rate Mortgage Still so Expensive? Read More »
Well, 2012 was a pretty tumultuous year politically, and I was angry about the dereliction of duty by our Congress for most of it. Luckily for you guys I left my rants out of this blog. Coming into 2013 it looks like the Congress is setting itself up for the same sort stupidity that got …
Welcome to the Q1 2013 edition of Maximizing What’s in Your Wallet! As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, and want to make …
