Dear BB&T, You just blew it. I've been your customer for over 20 years, and you just let a monthly fee toss all that out the window. For the past year and a half you've been trying to put a fee on my checking account. I've made phone calls and emails to get these $1 …
A funny thing happened on the way to writing this post. I was searching for an appropriate image to go along with this month's net worth update. My choices on Amazon came down to this book, which actually looks pretty good from the reviews, or the Net Worth Cock Ring Thong. I decided to go …
I am very sad to report that NC State Employees Credit Union is shutting down their bridge account program. Originally started in 2007, the account offered a relatively risk-free way to play the markets. It was great while it lasted. To quote myself: The interest rate on this account is variable and pays quarterly. It …
UPDATE: The US Mint announced today (7/22/11) they are ending the program. Blame NPR. Many readers will recall I stopped participating in the gaming of the US Mint Direct Ship Program for credit card rewards on ethical grounds. Basically, I used to buy about $2k worth of $1 coins each month on my Schwab …
Re-visiting the US Mint Direct Ship Coin Program Read More »
Yesterday the Federal Reserve reduced the cap on swipe fees from the 44 cent average currently charged down to a maximum of 21 cents. Swipe fees are the fees that merchants pay every time you use your credit card, regardless of the size of the transaction. That's why many businesses dislike or forbid you from …
I know. I know. You don't come here for relationship advice. You come here to get a greater understanding of personal finance, and I try very hard to play only in that niche. Today is different because one of the best relationship articles I've ever read was posted in the NY Times, and it prominently features …
I received the email this morning. This was only a matter of time I suppose. I remember when PayPal rates were competitive with ING. According to a SmartMoney article: “Due to market conditions, financial advantages of the money market fund have diminished for our customers,” said a PayPal spokeswoman. Advantages for the company have diminished, …
Welcome to the Q3 edition of Maximizing What's in Your Wallet! The big news is that I have a new grocery card that I can't wait to tell you about. As a reminder, this post is for all the credit card deadbeats out there looking to maximize cashback rewards. So, if you never carry …
As if keeping up with your credit score wasn't enough, I read in today's NY Times that FICO has now developed a methodology for predicting your likely adherence with taking prescription medication. For those wondering what I mean by medical adherence, it's basically the combination of compliance (the extent to which a patient acts in …
I know it may not seem like it from the title, but I actually am a fan of PerkStreet (a sponsor on this site). It is by far the best debit rewards card program out there offering 2% back on all purchase with various rotating rewards in the 5% range. If debit rewards are your …
