Category: Real Estate

Real estate, mortgage, and investment property

20% Down? The Changing Landscape of Down Payment Rules

I read this article in the NY Times yesterday, and I have to say I come down pretty strongly on the need to keep housing down payments high.  The arguments made by Professor Roberto G. Quercia clearly demonstrate that data supports the

Why is the Thirty-Year Fixed-Rate Mortgage Still so Expensive?

I know.  I know.  Everyone says that the thirty year, fixed rate mortgage is sitting at historic lows, and I agree that is true.  Heck I re-financed last year just like many of you.  I just think that based on

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$550 Million Dollars and a Beach House

What an exciting day!  Today is the day I win the $550 million dollar Powerball lottery.  I know I know it's a completely imprudent purchase and HIGHLY unlikely event, but really the dreams you get to dream are well worth

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No Cost Mortgage Refinance Diary

I last refinanced my mortgage in July 2010.  Back then I was trying to reduce my rate from 5% AND get out of escrow.  I was extremely successful and garnered a nice 4.375% 30 year fixed mortgage.  I thought I

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PropertyPeers Review

PropertyPeers is a new website promising to create a platform to allow individuals to presumably invest in real estate opportunities in small amts.  The link above goes to the invitation page as the site is not yet launched.  I'm excited

Investment Property Search: On Hold

I still really, really feel good about buying investment property right now. My searches continue to show more and more properties falling into my price range AND there are lots of price reductions. With these market conditions and the awareness

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Investment Property: To Partner or Go It Alone

photo © 2007 Scott Maxwell | more info (via: Wylio)One of the options you have as a property investor is to buy the property by yourself and take all the risk and reward or partner with one or more individuals.

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Finding and Investing in Foreclosures?

photo © 2008 Jeff Turner | more info (via: Wylio)It’s been about a month since I started searching for my first investment property. At present, there are about 60 real estate listings that meet my basic criteria of being a

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What Kind of Property Investor are You?

photo © 2009 Robert Fairchild | more info (via: Wylio)Welcome back to my ongoing saga of learning about investment property. When you’re thinking about puchasing property for investment purposes one of the first questions to ask yourself is “what kind

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Opening the Door to Investment Property

photo © 2009 Rich Brooks | more info (via: Wylio)I’ll be honest. Investment property is a new area for me. I have bought 3 homes and sold 2, but those were all my primary residences at the time. The closest

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