Guest Post Being a homeowner can get expensive. Not only are you responsible for your monthly mortgage payment, owning your own home means being responsible for your own maintenance and repairs. A new roof, water heater or an HVAC unit…
Sunk Costs Are Irrelevant
Irreverent Personal Finance
My Most Profitable 401k Day Ever
Yesterday, on top of my daily earnings, I also earned almost $6,000 in my 401k account due to the final piece of my company match vesting. Five long years I’ve waited to have full ownership of this money. It feels…
Gift Ideas For Guys
Guest Post From ugly sweaters to boring books, we’ve all received gifts at some point or another which we wish we hadn’t. Some people find that women are easier to buy gifts for than men are. There are so many…
20% Down? The Changing Landscape of Down Payment Rules
I read this article in the NY Times yesterday, and I have to say I come down pretty strongly on the need to keep housing down payments high. The arguments made by Professor Roberto G. Quercia clearly demonstrate that data supports the…
Posted in Loans, Real Estate
Tax Refund Came, Now What?
Unlike all those people scrambling to get their taxes done to meet the deadline 2 days ago I’m one of those people that seeks to extract what’s rightfully mine from the federal and state governments as soon as I possibly…
The Enabling Effect of Disability
We are enablers. Specifically we as a people are enabling people to not work and to not contribute to society. We are enabling states as well by allowing them to shift the burden of responsibility for welfare and Medicaid to…
Changes at Sunk Costs Are Irrelevant
I have three big announcements: Facebook commenting has been removed! I replaced the commenting system with Disqus which will allow you to post anonymously or by Twitter handle or by Facebook or Disqus or Google+. Basically any way you want…
Posted in All Other, Debt $survivor
