I am not in the market for a CD right now, but if I were, I would certainly be heading to PenFed. PenFed CD rates, even on short term side are looking strong. The 2 year at 1.41% is really…
Sunk Costs Are Irrelevant
Irreverent Personal Finance
Let’s Talk About Envy
Let’s talk about envy. I’m not talking the good kind that motivates you to save more like every time I read about someone maxing their 401k, Roth, and contributing to another traditional IRA or brokerage account. I can do the…
Net Worth Trends: A Good Run in ’13
I was having a discussion over on Debt Blag that made me want to take a look at some of the trends in my net worth since I started calculating them. As you can see in the LONG table below,…
Posted in Net Worth
Interactive Investor – Don’t Forget about Your Future
The following is a guest post brought to you by one of our partners. Don’t Forget About Your Future Life is hard isn’t it? It seems like the older I get, the more I wish I was a child again.…
Posted in All Other
Maximizing What’s in Your Wallet Q4 2013
Welcome to the Q4 2013 government shutdown edition of Maximizing What’s in Your Wallet! As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance…
Tagged with: Amazon VISA, AMEX, cash back, Chase Freedom, Citi Dividend, Discover, Pentagon Federal Credit Union, rewards, What's In Your Wallet
Posted in Credit Cards
Posted in Credit Cards
Saving by Buying? How would that make sense?
How can you save money by spending money? It seems pretty counterintuitive, but there are a few things I purchased in just the last week, that I expect will result in money savings in the long term. 1) I got…
Tagged with: emergency fund, eneloop batteries, PenFed, rechargeable batteries, rewards, toilet repair, VISA
Posted in Savings
Posted in Savings
How to Dispute a Credit Card Transaction Based on Real Experience
In July of this year I was scrolling through my transactions on Yodlee like I commonly do to insure my wife hasn’t put another BMW on the credit card. Just kidding. I was scrolling, but I was looking for any…
Fitbit Flex Review
Well, if you’ve read any of my posts on here, you know I’m a numbers guy so today I’m taking slight divergence off my typical personal finance pontification to review the Fitbit Flex. Fitbit advertises itself like this: Never…
Posted in All Other
PenFed Platinum Cash Rewards Card…Devalued Again
Damn. I have lamented and tracked what PenFed has been doing to this card for some time now. They just keep making it harder and harder to want to keep this card, but I’m really reluctant to let it go.…
Tagged with: annual fee, cash back, emergency fund, PenFed, Pentagon Federal Credit Union, rewards
Posted in Credit Cards
Posted in Credit Cards
PerkStreet is dead. Get a credit card instead!
Well, I would like to say I’m surprised, but I’m not. PerkStreet is dead. I was never a huge fan of PerkStreet rewards, even when they first launched. I wrote 3 reviews back in June and July of 2010 when…
