Treasury Bill Ladder Investing for the Common Man

Last Friday the Treasury Dept. announced that they were lowering the minimum amount necessary to buy treasury bills from $1,000 to $100. This is great news for the common man wishing to start investing in treasury bills because the cost of entry has just fallen 10-fold! Why invest in T-Bills?

Bear Stearns Put Options

Dear readers, Did you own Bear Stearns put options? If so, I’d love to hear from you in the comments section. How did you identify this opportunity? Did you buy any calls or do any levering to reduce the risk? Congrats on making a killing!

Roth IRA Investment (cash, commodities, Berkshire, ETF’s, mutual funds)?

I’m considering putting some of the cash in my Roth (currently earning 2.4% in a money market), and I need your help. I have a 20-30 year time horizon. Any assistance you could provide would be greatly appreciated. My current allocation looks like this: ADRE 10%ATSI 5%COV 3%EWZ 6%HHJ 2%ILF 13%RMG 2%SPY 17%CGMFX 11%OAKLX 4%Cash …

Roth IRA Investment (cash, commodities, Berkshire, ETF’s, mutual funds)? Read More »

Mega Millions Lottery – Odds, NPV, Sucker bets, and Hope (Barack Obama)

Today’s drawing for the Mega Millions Lottery is for an estimated $220 million (or $134.6 for the cash option). The odds of winning are…well….low. I mean it is a lottery. The odds of picking all 5 balls plus the powerball are 1 in 175,711,536. As you can see at Durango Bill’s website, you’re more likely …

Mega Millions Lottery – Odds, NPV, Sucker bets, and Hope (Barack Obama) Read More »

Prosper Peer to Peer Lending as a method of boosting returns beyond money markets or should I be cashing out

I have been a lender on Prosper since June 2006. Prosper itself has been around since about October of 2005. When I started, there were about 48,000 members. Today, there are almost 700,000. I think my joining when I did would probably qualify me as an early adopter. During this time, there were few accurate …

Prosper Peer to Peer Lending as a method of boosting returns beyond money markets or should I be cashing out Read More »

Yodlee Moneycenter for tracking your personal finances vs. Mint or Geezeo or Wesabe or Mvelopes or Quicken

There’s been several articles recently about tracking your personal finances online (article 1, article 2). They mention a wide variety of personal finance tracking sites including: http://www.quickenonline.com/ (which charges)http://www.mvelopes.com/ (which charges)http://www.geezeo.com/http://www.wesabe.com/ (SHUT DOWN)http://www.mint.com/ (BOUGHT BY INTUIT) However, none of the articles I’ve seen have mentioned Yodlee Moneycenter, which I’ve been using for almost a year …

Yodlee Moneycenter for tracking your personal finances vs. Mint or Geezeo or Wesabe or Mvelopes or Quicken Read More »