Chase Freedom Cash Back Categories 2012

Chase Freedom has announced their 5% cash back categories for 2012.  There's really nothing surprising in this list though.  Here they are along with my thoughts:

January – March

  • Gas stations – I will still be using the PenFed card.  It's the same reward level, and I like credit unions better than big banks.
  • Amazon.com – this is better than Amazon's own card which gives 3%, but it's not as good as you can get buying Amazon gift cards at the grocery store with your AMEX Blue Case Preferred card which will yield you 6%.

April – June

  • Grocery stores – I will be using my  AMEX Blue Case Preferred card instead since it pays 6%.
  • Movie theatres – I watch about 1 movie per year in the theatre (on my birthday).  Unfortunately, my birthday is not in this quarter.  

July – September

  • Gas stations – Again,  I will still be using the PenFed card.  It's the same reward level, and I like credit unions better than big banks.
  • Restaurants – I love it when the restaurants are at 5%.  I don't eat out more often because of this, but I get a bigger kickback when I travel for work and get to expense my meals.

October – December

  • Hotels – I will probably stick with my Marriott Rewards® Premier Credit Card.  These stays are all reimbursed anyway since I really only travel for work.
  • Airlines – This I will probably use.
  • Best Buy – Wow, I wonder when the new Nintendo is coming out…tempting.
  • Kohl's – I like Kohl's a lot.  Many of my dress shirts, belts, and ties come from that store.  I also like the 70-80% off deals on kids clothes.
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