As many of you know, I carry a large number of credit cards in order to maximize the rewards offered by each one. One of these cards is the Discover® More Card!. I ONLY use my Discover card to make purchases when they fall within the 5% cashback categories. This takes a little work because …
photo © 2006 Ray Tsang | more info (via: Wylio)For those of us interested in optimizing our personal finance, the income that the IRS takes out of our paychecks and holds hostage until we do our taxes in the next year creates a palpable feeling of pain. The idea that the government is taking the …
photo © 2010 Patrick Feller | more info (via: Wylio)Some days I just need to rant, and today is one of those days. Today, I’m addressing a non-personal finance topic in hopes of bringing sanity to another part of your everyday life — driving. The following list may or may not be applicable to you, …
Top 10 Reasons I Want to Shoot Somebody – Driving Edition Read More »
Normally when I get a credit card offer in the mail, it simply gets shredded and recycled. Yesterday, however, I received an offer from American Express that proved too good to pass up. It takes a lot to catch my attention as my readers know. I remember the days of free toasters to open bank …
Some may recall my initial excitement about learning about and opening my bridge account at the NC State Employees Credit Union back in April 2008 (If you need a refresher on the basics, check back at that post). I checked back in during June of that year, and it just wasn’t going my way. In …
Revisiting the NC State Employees Credit Union Bridge Account Read More »
It seems like I get these letters everyday offering me unbelievably low re-finance rates or some other too good to be true offer involving my mortgage. I can’t imagine how much life they’ve stolen from my shredder at this point. These letters look so legitimate and expiration dates give people a sense of urgency to …
This new Federal Reserve study is a fascinating look at credit card utilization across income brackets. It’s showing up all over the place: NY Times, Wall St. Journal, etc. It’s also an incredible distortion. There are a number of variables for which it fails to account. The most egregious were pointed out by Matthew White …
Who Gains and Who Loses from Credit Card Payments? Read More »
3/7/12 UPDATE: The rules have been modified extensively since this review. Please take the time to understand the changes before you apply. First, let me say I’m humbled that senior management at PerkStreet have contacted me not once but twice about my commentary on their checking account (see Part 1 and Part 2 of the …
3/7/12 UPDATE: The rules have been modified extensively since this review. Please take the time to understand the changes before you apply. In the month since Part 1 of my PerkStreet review, the one thing that has become quite clear is that PerkStreet users are passionate about the checking account. The emails and comments have …
This week, the New York Times Money section has been sharing a list of some of the toughest money questions a child can ask his/her parent. I’ve been intrigued with this discussion and thought it might be helpful to have one resource that not only lays out these questions but also looks at some of …
