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Sunk Costs Are Irrelevant

Sunk Costs Are Irrelevant

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Best Ways to Use Your Tax Refunds

3 Comments / Taxes / By Slug / 2012-05-15 2012-05-15

The following is a guest post from Joy Mali Ever heard of tax refunds? Well for starters, you get your tax refund when you’ve been paying more than you should all throughout the year. The refund is actually the government repaying the principal on a loan you made. If, however you want the unintentional charity …

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Quest for a Million – Net Worth – 5/2012

5 Comments / Net Worth / By Slug / 2012-04-30 2020-08-30

  April was not a particularly exciting month on personal finance front.  The biggest change is that I have committed even more deeply to the LLC by investing $5,000 in.  My partner has done the same.  This capital will largely be sucked away in legal and website fees although we are doing it as frugally …

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Millionaire Teacher: Book Review

Leave a Comment / All Other / By Slug / 2012-04-26 2012-04-26

  When Andrew Hallam emailed me to see if I would review his book Millionaire Teacher – The Nine Rules of Wealth You Should Have Learned in School I didn't know what to think.  Aside from being flattered, I was a bit mystified.  I mean, my blog's tone tends to be snarky, my word choices …

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$800 Auto Repair *Shrug*

Leave a Comment / Savings / By Slug / 2012-04-24 2012-04-24

Right now my SUV is sitting in the auto repair shop with multiple gasket leaks.  It's at least a 6 hour operation.  It will cost me over $800 to fix it.  I took it in for a routine oil change and this is where I ended up.  It does explain that burning oil smell I've …

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Quest for a Million – Net Worth – 4/2012

10 Comments / Net Worth / By Slug / 2012-04-02 2020-08-30

Q1 2012 has been a solid start to the year.  For March, the most interesting thing that's been going on is the start-up of a new side project.  I'm not going to go into detail now since it's still in its infancy, but starting an LLC and writing a business plan is actually a pretty …

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The Roth IRA: For You, For Me, For Everybody

1 Comment / Retirement, Taxes / By Slug / 2012-03-27 2013-03-07

Source: goodfinancialcents.com via Jeff on Pinterest   Look, I'm not a big joiner, but when I saw Jeff over at Good Financial Cents tweet about starting a movement that increases the awareness and usage of Roth IRA's, I couldn't say no.  It's just too important to start saving in a Roth IRA at the earliest …

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Maximizing What’s in Your Wallet Q2 2012

1 Comment / Credit Cards / By Slug / 2012-03-23 2013-01-03

  Welcome to the Q2 2012 edition of Maximizing What’s in Your Wallet! As a reminder, this post is for all the credit card deadbeats out there looking to maximize cash back rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, and want to make …

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9.46% Effective Tax Rate for 2011

Leave a Comment / Taxes / By Slug / 2012-03-17 2012-03-17

Well, I finished my taxes.  Yahoo!  That's about a month later than usual, but the trickling in of tax documents seems to be taking longer every year.  I still can't seem to get my withholding right to keep me from getting a large refund. I've used the calculator at the IRS, but like most things IRS-related, it's …

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Peer to Peer Lending Through Lending Club

6 Comments / Loans / By Slug / 2012-03-10 2012-03-10

A note from Slug:  This is another guest post from Noreen.  This week she's written a nice review of Lending Club.  I personally have no experience with Lending Club, but I spent several years bidding on loans at their rival Prosper.  Anecdotally, I have heard that Lending Club lenders tend to be more satisfied than …

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Quest for a Million – Net Worth – 3/2012

8 Comments / Net Worth / By Slug / 2012-03-02 2020-08-30

  February has been an extremely busy and exciting month.  The BIG thing that happened from a personal finance perspective is that we refinanced our mortgage again down to a new fixed rate of 4%.  You can read all the gory details here.  As I discussed in that post, this has opened up a question …

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