Fidelity Investment Rewards AMEX 5% Categories Q1 2012

I've already reported on the 2012 cash back categories for Discover and Chase Freedom, and I thought I was done.  I'm delighted to report I was not.  Yesterday I got an email from FIA Card Services who manages the Fidelity Investment Rewards AMEX.  As a reminder, this card already pays you back 2% on every purchase, and now they're offering 5% cash back on the following categories:

  • Gas
  • Groceries
  • Drug Stores
  • Restaurants

Those are some great categories, but you always have to read the fine print:

The key piece here is the UP TO $25 part.  That means you're limited to $500 in spending which is consistent with when they made a similar offer back in Q2 of 2011.  Additionally, the offer is not retroactive for Q1.  So, if you've already made what would have been eligible purchases, those don't count.  It only counts AFTER you enroll.

Even if you didn't get the offer in your email, it looks like you can work around that by clicking here and choosing "Don't have one" option at the registration area.  Then, all you need is your last name, last 4 digits of your card, and your billing zip code.

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